Real estate appraisal services for homeowners in the city of Rockledge and Brevard County

The top 7 reasons Florida homeowners use Platinum Appraisal Services:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge your property tax assessment in Florida
To lower their monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Brevard county or Florida by determining the true market value of the real estate in question


	Own a house in or near Rockledge, Florida and need help determining the price of it? Contact Platinum Appraisal Services.

We at Platinum Appraisal Services understand the unique needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Platinum Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.

Challenge Brevard County's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that is declining or is not appreciating as much as other homes close to yours. That means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Platinum Appraisal Services is your chief weapon.

Appraisals to cancel PMI

A popular way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Platinum Appraisal Services is experienced in helping people just like you get rid of undesirable PMI insurance.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Platinum Appraisal Services can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.